Bridge I/O Loan
Short-Term Interest-Only Real Estate Financing
Flexible Short-Term Financing with No Prepayment Penalties
The Bridge I/O Loan is a short-term, interest-only loan program designed for real estate investors seeking flexible financing solutions without long-term commitments.
This loan is ideal for investors looking to acquire, refinance, or leverage their real estate holdings while benefiting from low monthly payments and higher LTV options compared to hard money loans.
Key Features of the Bridge I/O Loan
Interest-Only Payments for 24 Months
Lower your monthly payments with a short-term financing structure.
No Prepayment Penalties
Enjoy the flexibility to exit or refinance at any time without extra costs.
Purchase or Cash-Out Refinance Options
Use this loan for acquisitions or to extract equity from existing properties.
No Tenant Required
Property does not need to be occupied for loan approval.
Higher LTV Than Hard Money Loans
Access better financing terms with lower upfront costs.
Property Can Be Listed for Sale
Investors can maintain liquidity by keeping the property available on the market.
Eligible Property Types
Bridge I/O Loans are available for various investment property types, including:
- 1-4 Unit Residential Investment Properties Single-Family Residences (SFR), Condos, and 2-4 Unit Properties.
This program is designed to help investors access short-term capital while maintaining flexibility in their real estate investment strategy.

Loan Details & Rates
Rates As Low As
Loan Amounts
$100K – $3MM
of ARV (After Repair Value)
Loan Term
24 months, with 3 or 6-month extension options
House can be For sale Vacant
Why Choose Realtypreneur for Your Bridge I/O Loan?
- Fast and Easy Approvals – Secure your loan quickly with minimal documentation.
- Competitive Loan Terms – Benefit from higher LTV options and interest-only payments.
- No Prepayment Penalties – Exit your loan when it best suits your investment timeline.
- Investor-Friendly Financing – Tailored specifically for real estate professionals.
Apply Today & Get the Financing You Need
Looking for short-term, flexible real estate financing?
Apply now to access Bridge I/O Loans with low monthly payments, high LTV, and no prepayment penalties.