Privacy Policy
This Privacy Policy (“Policy”) applies to Realtypreneur Inc. (“Realtypreneur,” “we,” or “us”) and is designed to help you understand how we collect, use, and disclose your personal information. This Policy pertains to information you or any third party provide to us through our website, over the telephone, in person, by email, SMS (text message), regular mail, facsimile, or through any other means.
By using our website or otherwise providing us with information about yourself, you agree to the terms and conditions of this Policy. References to “you” and “your” throughout this Policy apply to any individuals whose personal information we may obtain, including, without limitation, principals of business entities and guarantors.
A. What Personal Information Do We Collect About You?
In connection with our services, we may ask you to provide us with information about yourself, including but not limited to:
– Your name;
– Your email address;
– Your mailing address;
– Your telephone number;
– Your Social Security Number or Tax ID Number;
– Your employment information;
– Your salary information;
– Certain financial information, including, but not limited to, bank statements, credit card statements, your average bank balance, personal and business credit history, payment behavior, insurance information, and bank account information;
– Other information that identifies you, such as a copy of your passport and/or other forms of identification; and
– Tax returns.
By requesting our services, you authorize us to obtain one or more credit reports and to conduct a background check on you, and you authorize us to use the information contained in such credit reports or background checks to process your application. We may also obtain one or more credit reports and conduct background checks on any individuals who are designated to be guarantors in connection with any request for our services.
In addition, once you become a Realtypreneur customer, we may obtain additional personal information about you, either in connection with data processing, servicing or maintaining your account, or if you decide to renew your services or enter into other agreements with us.
When you visit our website, we also collect non-personal information, such as the IP address of the device you use to connect to the Internet. In addition, we gather information such as what browser and which version of it you are using, the type of operating system you have, and which site you came from or advertisement you viewed or clicked on. This device information helps us provide an online experience that matches your device and to manage our online advertising. We may also collect details of your visits to the website, including traffic data, location data, logs, and other communication data, and the resources that you access and use on the website.
B. How Do We Use Your Personal Information?
Realtypreneur utilizes artificial intelligence (AI) to enhance the borrower experience, including data collection, appointment scheduling, and follow-ups. Specifically, we may use your personal information to:
– Process your applications and transactions;
– Verify your identity;
– Conduct credit checks and background investigations;
– Manage your account and provide customer support;
– Communicate with you about your account or transactions, including appointment scheduling and follow-ups;
– Analyze and improve our services, including through the use of AI technologies;
– Comply with legal obligations and regulatory requirements; and
– Protect the rights and property of Realtypreneur, our customers, and others.
C. With Whom May We Share Your Personal Information?
We may share your personal information with certain third parties, which may include (without limitation):
– Credit reporting agencies;
– Our non-affiliated service providers who provide your statements, process your payments, service your account, or perform other services relating to your account;
– Our non-affiliated service providers, to the extent necessary to effect, administer, or enforce any transaction that is requested or authorized by you;
– Other financial institutions as permitted or required by laws regulating financial services;
– Our affiliates and our joint marketing partners;
– Auditors and examiners (either internal or external);
– Law enforcement, regulators, and other government bodies; and
– Third parties as necessary to comply with a law, regulation, or a legal process (such as court orders, subpoenas, search warrants, or law enforcement requests).
If we provide services to you, we may share certain information associated with your account with our investors, as disclosed in your application form and related executed documents. We may also share your personal information with our lenders.
D. Security of Your Personal Information
We have implemented technical and organizational measures designed to protect against the loss, misuse, and alteration of your personal information. Despite our efforts, however, no security measures are perfect or impenetrable. We appreciate your help in safeguarding the integrity of your own and others’ privacy and encourage you to let us know immediately if you suspect that any personal information you shared with us is being used contrary to this Policy.
E. Changes to This Privacy Policy
We may update this Policy from time to time. If we make material changes to this Policy, we will post our updated Policy on our website, and for a reasonable period of time, we will post notice of the change so it is visible to visitors and users after the change is posted. By your continued use of the website and/or our services, you will be deemed to consent to the terms of the revised Policy.
F. Contacting Us
Should you have any questions about this Policy, please contact us by sending an email to [loans@realtypreneurs.com]. Please provide your name, mailing address, telephone number, and email address so we can service you more quickly. You can also write to us at:
Realtypreneur Inc.
825 East Gate Blvd, Suite:210
Garden City NY 11530.
G. Cookies
A cookie is a small text file that is unique to the web browser on your computer or mobile device, which is used to retain user preferences and enhance the browsing experience (“Cookie”). Realtypreneur uses Cookies to track overall site usage and enables us to provide a better user experience. We do not use Cookies to “see” other data on your computer or determine your email address.
Types of cookies we use include:
– Essential Cookies: These are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you, such as setting your privacy preferences, logging in, or filling in forms.
– Performance Cookies: These allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular.
